Westmore · UDRP decision
WIPO · Case No. D2023-4167

Boursorama-sepa.com

TransferWIPO-indexed · informational, not legal advice

The Panel ordered transfer of <boursorama-sepa.com>. It found the domain confusingly similar to the Complainant’s BOURSORAMA mark because it reproduced the mark in full, with the addition of “sepa” and a hyphen. The Respondent lacked rights or legitimate interests because the Complainant established an unrebutted prima facie case, the domain had redirected users to the Complainant’s own website, and there was no evidence of bona fide, fair, or commonly known use. Bad faith was established from the Respondent’s knowledge of the mark, the website redirection, the domain’s banking-related composition, the deceptive-site warning, active MX records, and the absence of any good-faith explanation.

Outcome
Transfer
At a glance
Provider
WIPO
Outcome
Transfer
Decision date
2023-11-28
Panelist(s)
Maravela, Mihaela
Complainant
Boursorama
Respondent
BrooklynOnline, Brooklyn Dickerson
Counsel
Nameshield
Disputed domain(s)
boursorama-sepa.com
Citation weightCited by 2 later decisions
Domain history UDRP Intelligence

The timeline behind boursorama-sepa.com

Registration, the decision and the archived record of what this domain actually displayed — from public RDAP and the Internet Archive.

Westmore reconstructs the full history behind boursorama-sepa.com — from public RDAP and the Internet Archive — as part of UDRP Intelligence:

Registration → decision → today timeline
Archived Wayback evidence of what the site showed
Registry bad-faith signals
The live current registrant
Available in UDRP Intelligence
Verified public record
Outcome & remedy
Complaint granted. Panel ordered transfer of boursorama-sepa.com.
Reverse Domain Name Hijacking
No RDNH raised.
Westmore Insight

The case illustrates how a domain that combines a financial-services trademark with a payment-related term can create a strong impression of affiliation. Redirection to the trademark owner’s own website did not establish legitimacy; instead, in context, it reinforced the Panel’s findings of knowledge and bad faith. The deceptive-site warning and active MX configuration provided additional security-related indicators, although the decision did not document actual email misuse or a completed fraud.

The three-part test
Identical or confusingly similarMet
Rights or legitimate interestsMet
Registered and used in bad faithMet

Result of record. The panel's reasoning and decisive facts behind each element are in the Intelligence dossier below.

Case details
Provider
WIPO
Outcome
Transfer
Decision date
2023-11-28
Panel
Maravela, Mihaela
Full decision
11 min read · hosted by Westmore

ARBITRATION AN D MEDIATION CENTER ADMINISTRATIVE PANEL DECISION Boursorama v. BrooklynOnline, Brooklyn Dickerson Case No. D2023-4167 1. The Parties The Complainant is Boursorama, France, represented by Nameshield, France. The Respondent is BrooklynOnline, Brooklyn Dickerson, United States of America. 2. The Domain Name and Registrar The disputed domain name <boursorama-sepa.com> is registered with Nicenic International Group Co., Limited (the “Reg istrar”). 3. Procedural History The Complaint was filed with the WIPO Arbitration and Mediation Center (the “Center”) on October 6, 2023. On October 6, 2023, the Center transmitted by email to the Registrar a request f or registrar verif ication in connection with the disputed domain name. On October 7, 2023, the Registrar transmitted by email to the Center its verif ication response disclosing registrant and contact information for the disputed domain name which dif f ered f rom the named Respondent (Unkno wn) and contact inf ormation in the Complaint. The Center sent an email communication to the Complainant on October 9, 2023, providing the registrant and contact information disclosed by the Registrar, and inviting the Complainant to submit an amendment to the Complaint. The Complainant f iled an amended Complaint on October 10, 2023. The Center verif ied that the Complaint together with the amended Complaint satisf ied the f ormal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” o r “UDRP”), the Rules fo r Unif orm Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules f or Unif orm Domain Name Dispute Resolution Policy (the “Supplemental Rules”). In accordance with the Rules, paragraphs 2 and 4, the Center f ormally notif ied the Respondent of the Complaint, and the proceedings commenced on October 17, 2023. In accordance with the Rules, paragraph 5, the due date f or Response was November 6, 2023. The Respondent did not submit any response. Accordingly, the Center notif ied the Respondent’s def ault on November 10, 2023. page 2 The Center appointed Mihaela Maravela as the sole panelist in this matter on November 14, 2023. The Panel f inds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7. 4. Factual Background According to information in the Complaint, the Complainant is a company f ounded in 1995 and acting in three core businesses, namely online brokerage, financial information on the Internet and online banking. In France, the Complainant has over 5 million customers in its online banking activities. The Complainant is the owner of various registered trademarks that consist of or include BOURSORAMA, including the European Trademark no. 001758614 BOURSORAMA registered on October 19, 2001, covering goods and services in classes 9, 16, 35, 36, 38, 41, and 42. The Complainant has registered the domain name <boursorama.com> since March 1, 1998, that it uses as a financial and economic inf ormation website. The disputed domain name was registered on October 4, 2023, and according to information in the case f ile, it was used to redirect to the Complainant’s official website at “www.boursorama.com”. At the date of the decision, the disputed domain name resolves to a Google warning page stating “[d]eceptive site ahead”, containing, among others, a hyperlink stating: “[...] if you understand the risks to your security, visit this unsaf e site”. Also, the record indicates that an active mail exchange (“MX”) email server f or the disputed domain name has been conf igured. 5. Parties’ Contentions A. Complainant The Complainant contends that it has satisfied each of the elements required under the Policy f or a transf er of the disputed domain name. Notably, the Complainant contends that the disputed domain name is conf usingly similar to its well-known and distinctive trademark BOURSORAMA and its domain names, as the term BOURSORAMA is reproduced in the disputed domain name in its entirety. The addition of the word “sepa” in the disputed domain name is not sufficient to avoid the likelihood of conf usion with the Complainant’s trademark. On the contrary, this term ref ers to “Single Euro Payments Area”, which is a service commonly provided by banks. This addition reinf orces the risk of conf usion in the Complainant’s view. As regards the second element, the Complainant argues that the Respondent is not af f iliated with nor authorized by the Complainant in any way. The Complainant does not carry out any activity for, nor has any business with the Respondent. Neither license nor authorization has been granted to the Respondent to make any use of the Complainant’s trademark BOURSORAMA, or apply for registration of the disputed domain name. Furthermore, the disputed domain name redirects to the Complainant’s of f icial website “www.boursorama.com”. The Complainant’s contends that the Respondent is not making a bona fide of fering of goods or services by means of the disputed domain name, or a legitimate noncommercial or f air use of it. With respect to the third element, the Complainant argues that it has 5 million customers, and it is the French online banking reference. Given the distinctiveness of the Complainant’s trademark and its reputation, the Complainant contends that it is inconceivable that the Respondent could have registered the disputed domain name without actual knowledge of the Complainant’s rights in the trademark. Moreover, the disputed domain name redirects to the Complainant’s official website. Consequently, the disputed domain name has been registered by the Respondent to take advantage of the good reputation the Complainant had built up in page 3 its BOURSORAMA trademarks, with the sole aim to create a likelihood of confusion with the Complainant’s trademarks and domain names. Finally, MX servers are conf igured, which suggests that the disputed domain name may be actively used f or email purposes. B. Respondent The Respondent did not reply to the Complainant’s contentions. 6. Discussion and Findings No response has been received from the Respondent in this case. Accordingly, the Panel considers it can proceed to determine the Complaint based on the statements and documents submitted by the Complainant as per paragraph 15(a) of the Rules. The applicable standard of proof in UDRP cases is the “balance of probabilities” or “preponderance of the evidence”, and the Panel can draw certain inf erences in light of the particular facts and circumstances of the case. See section 4.2 of the WIPO Overview of WIPO Panel Views on Selected UDRP Questions, Third Edition (“WIPO Overview 3.0 ”). To succeed, the Complainant must demonstrate that all of the elements listed in paragraph 4(a) of the Policy have been satisf ied: (i) the disputed domain name is identical or conf usingly similar to a trademark or service mark in which the Complainant has rights, (ii) the Respondent has no rights or legitimate interests in respect of the disputed domain name, and (iii) the disputed domain name has been registered and is being used in bad f aith. A. Identical or Confusingly Similar It is well accepted that the f irst element f unctions primarily as a standing requirement. The standing (or threshold) test for confusing similarity involves a reasoned but relatively straightforward comparison between the Complainant’s trademark and the disputed domain name. WIPO Overview 3.0 , section 1.7. Based on the available record, the Panel finds the Complainant has shown rights in respect of a trademark or service mark f or the purposes of the Policy. WIPO Overview 3.0 , section 1.2.1. The Panel f inds the entirety of the mark is reproduced within the disputed domain name. Accordingly, the disputed domain name is identical or conf usingly similar to the mark f or the purposes of the Policy. WIPO Overview 3.0 , section 1.7. While the addition of other terms here, “sepa” (and of a hyphen) may bear on assessment of the second and third elements, the Panel finds the addition of such terms does not prevent a f inding of confusing similarity between the disputed domain name and the mark f or the purposes of the Policy. WIPO Overview 3.0, section 1.8. Based on the available record, the Panel f inds the f irst element of the Policy has been established. B. Rights or Legitimate Interests Paragraph 4(c) of the Policy provides a list of circumstances in which the Respondent may demonstrate rights or legitimate interests in a disputed domain name. While the overall burden of proof in UDRP proceedings is on the complainant, UDRP panels have recognized that proving a respondent lacks rights or legitimate interests in a domain name may result in the of ten impossible task of “proving a negative”, requiring inf ormation that is of ten primarily within the knowledge or control of the respondent. As such, where a complainant makes out a prima facie case that the respondent lacks rights or legitimate interests, the burden of production on this element shif ts to the respondent to come f orward with relevant evidence demonstrating rights or legitimate interests in the disputed domain name. If the respondent fails to come forward with such relevant evidence, the complainant is deemed to have satisf ied the second element. WIPO Overview 3.0 , section 2.1. page 4 Having reviewed the record, the Panel finds the Complainant has established a prima facie case that the Respondent lacks rights or legitimate interests in the disputed domain name. The Respondent has not rebutted the Complainant’s prima facie showing and has not come f orward with any relevant evidence demonstrating rights or legitimate interests in the disputed domain name such as those enumerated in the Policy or otherwise. There is no evidence in the record that the Respondent is currently using the disputed domain name in connection with a bona fide offering of goods or services, nor does the Respondent appear to engage in any legitimate noncommercial or fair use of the disputed domain name within the meaning of paragraphs 4(c)(i) and (iii) of the Policy. Rather, according to evidence in the case file, the Respondent has used the disputed domain name to redirect Internet users to the Complainant’s own website through the disputed domain name. The Panel is of the view that such redirection cannot conf er any rights or legitimate interests in the disputed domain name to the Respondent. Also, there is no evidence that the Respondent is commonly known by the disputed domain name within the meaning of paragraph 4(c)(ii) of the Policy. Furthermore, the nature of the disputed domain name carries a risk of implied af f iliation and cannot constitute a f air use as it ef f ectively impersonates or suggests sponsorship or endorsement by the Complainant. See section 2.5.1 of the WIPO Overview 3.0 . Based on the available record, the Panel f inds the second element of the Policy has been established. C. Registered and Used in Bad Faith The Panel notes that f or the purposes of paragraph 4(a)(iii) of the Policy, paragraph 4(b) of the Policy establishes circumstances, in particular but without limitation, that if found by the Panel to be present, shall be evidence of the registration and use of a domain name in bad f aith. According to the unrebutted assertions of the Complainant, its BOURSORAMA trademark was widely used in commerce well bef ore the registration of the disputed domain name. The disputed domain name is identical or confusingly similar with the Complainant’s trademark and according to unrebutted inf ormation in the case f ile, it was used to redirect to the Complainant’s official website. Under these circumstances, given also the addition of “sepa” in the disputed domain name (which, as per the Complainant, stands f or “Single Euro Payments Area”, which is a term in the Complainant’s area of business), it is most likely that the Respondent was aware of the Complainant’s trademark at the registration date of the disputed domain name. The Respondent provided no explanations f or why it registered the disputed domain name. Theref ore, given the circumstances in the case, and that the disputed domain name incorporating the Complainant’s trademark redirected to the Complainant’s of f icial website, the Panel considers that the Respondent must have had knowledge of the Complainant’s rights in the BOURSORAMA trademarks when it registered the disputed domain name and it has intentionally created a likelihood conf usion with the Complainant’s trademarks and website in order to attract Internet users f or its own commercial gain, as envisaged by paragraph 4(b)(iv) of the Policy and/or to disrupt the business of the Complainant. Furthermore, the Respondent’s bad f aith registration and use of the disputed domain name can also be inf erred from the warnings on the relevant website, that the disputed domain name resolves to a website that is deceptive, stating that “if you understand the risks to your security, visit this unsafe site” and disclosing that the Internet users might be tricked into doing something dangerous like installing sof tware or revealing personal information (for example passwords, phone numbers, or credit cards). An additional element is the DNS setup of the disputed domain name (with active MX records). Moreover, the Respondent has not f ormally participated in these proceedings and has f ailed to rebut the Complainant’s contentions and to provide any evidence of actual or contemplated good-f aith use and indeed none would seem plausible. page 5 Based on the available record, the Panel f inds the third element of the Policy has been established. 7. Decision For the f oregoing reasons, in accordance with paragraphs 4(i) of the Policy and 15 of the Rules, the Panel orders that the disputed domain name <boursorama-sepa.com> be transf erred to the Complainant. /Mihaela Maravela/ Mihaela Maravela Sole Panelist Date: November 28, 2023

Source of record: WIPO . Reproduced for research; WIPO is the authoritative source.

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