Westmore · UDRP decision
WIPO · Case No. D2025-0440

Belfius-be.info

TransferWIPO-indexed · informational, not legal advice

The Panel ordered transfer of <belfius-be.info>. It found the domain confusingly similar to the Complainant’s BELFIUS marks because it incorporated BELFIUS in its entirety, with only the addition of a hyphen and the letters “be”. The Complainant established an unrebutted prima facie case that the Respondent lacked rights or legitimate interests. Bad faith was established from the later registration, the fanciful nature of BELFIUS, the Belgium-related domain composition, the registrant organization “Belfius-Bk”, and passive holding in the circumstances of the case.

Outcome
Transfer
At a glance
Provider
WIPO
Outcome
Transfer
Decision date
2025-04-02
Panelist(s)
Féral-Schuhl, Christiane
Complainant
Belfius Bank SA / Belfius Bank NV
Respondent
riviere roland, Belfius-Bk
Disputed domain(s)
belfius-be.info
Citation weightrelies on 2 authorities
Domain history UDRP Intelligence

The timeline behind belfius-be.info

Registration, the decision and the archived record of what this domain actually displayed — from public RDAP and the Internet Archive.

Westmore reconstructs the full history behind belfius-be.info — from public RDAP and the Internet Archive — as part of UDRP Intelligence:

Registration → decision → today timeline
Archived Wayback evidence of what the site showed
Registry bad-faith signals
The live current registrant
Available in UDRP Intelligence
Verified public record
Outcome & remedy
Complaint granted. Panel ordered transfer of belfius-be.info.
Reverse Domain Name Hijacking
No RDNH raised.
Westmore Insight

The decision illustrates how an inactive domain can satisfy the bad-faith element when its composition and registration details strongly point to deliberate targeting. The combination of the entire fanciful mark, a country-related abbreviation tied to the trademark owner, and an organization name resembling the owner’s mark and business provided mutually reinforcing evidence despite the absence of active website content.

The three-part test
Identical or Confusingly SimilarMet
Rights or Legitimate InterestsMet
Registered and Used in Bad FaithMet

Result of record. The panel's reasoning and decisive facts behind each element are in the Intelligence dossier below.

Related decisions
Case details
Provider
WIPO
Outcome
Transfer
Decision date
2025-04-02
Panel
Féral-Schuhl, Christiane
Full decision
12 min read · hosted by Westmore

ARBITRATION AN D MEDIATION CENTER ADMINISTRATIVE PANEL DECISION Belfius Bank SA / Belfius Bank NV v. riviere roland, Belfius-Bk Case No. D2025-0440 1. The Parties The Complainant is Belf ius Bank SA / Belf ius Bank NV, Belgium, internally represented. The Respondent is riviere roland, Belf ius-Bk, Spain. 2. The Domain Name and Registrar The disputed domain name <belf ius-be.inf o> is registered with Squarespace Domains II LLC (the “Reg istrar”). 3. Procedural History The Complaint was f iled in English with the WIPO Arbitration and Mediation Center (the “Center”) on February 4, 2025. On February 5, 2025, the Center transmitted by email to the Registrar a request f or registrar verif ication in connection with the disputed domain name. On February 5, 2025, the Registrar transmitted by email to the Center its verification response, disclosing registrant and contact inf ormation f or the disputed domain name which dif f ered f rom the named Respondent and contact inf ormation in the Complaint. The Center sent an email communication to the Complainant on February 6, 2025, providing the registrant and contact information disclosed by the Registrar, and inviting the Complainant to submit an amendment to the Complaint. The Complainant f iled an amended Complaint on February 10, 2025. On February 13, 2024, the Center inf ormed the Parties in French and English, that the language of the registration agreement for the disputed domain name is French. On February 17, 2025, the Complainant requested English to be the language of the proceedings. The Respondent did not submit any comment on the Complainant’s submission. The Center verif ied that the Complaint together with the amended Complaint satisf ied the f ormal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” or “UDRP”), the Rules f or Unif orm Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules f or Unif orm Domain Name Dispute Resolution Policy (the “Supplemental Rules”). In accordance with the Rules, paragraphs 2 and 4, the Center f ormally notif ied the Respondent in French and English of the Complaint, and the proceedings commenced on February 18, 2025. In accordance with page 2 the Rules, paragraph 5, the due date for Response was March 10, 2025. The Respondent did not submit any response. Accordingly, the Center notif ied the Respondent’s def ault on March 14, 2025. The Center appointed Christiane Féral-Schuhl as the sole panelist in this matter on March 21, 2025. The Panel f inds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7. 4. Factual Background The Complainant is a renowned Belgian bank with over 5 000 employees and 650 agencies. The Complainant provides f inancial services mainly in Belgium. The Complainant is the owner of several registered trademarks including the word BELFIUS to promote its activities and services (the “BELFIUS Trademarks”): - the European Union wordmark BELFIUS, No. 010581205, registered on May 24, 2012, f or products and services in classes 9, 16, 35, 36, 41 and 45; - the Belgium wordmark BELFIUS, No. 914650, registered on May 10, 2012, f or products and services in classes 9, 16, 35, 36, 41 and 45; - the Belgium semif igurative mark , No. 915962, registered on June 11, 2012, f or products and services in classes 9, 16, 35, 36, 41 and 45; - the Belgium semif igurative mark , No. 915963, registered on June 11, 2012, f or products and services in classes 9, 16, 35, 36, 41 and 45. The disputed domain name was registered on January 3, 2025, and is inactive. 5. Parties’ Contentions A. Complainant The Complainant contends that it has satisfied each of the elements required under the Policy f or a transf er of the disputed domain name. Notably, the Complainant contends t hat the disputed domain name is identical or conf usingly similar to its BELFIUS Trademarks. The Complainant underlines that the disputed domain name is composed of the BELFIUS Trademarks with the addition of the s uf fi x “be” separated by a hyphen. The Complainant asserts that the adding of this suffix is likely to further increase the potential confusion with its trademarks given that it hints to Belgium where the Complainant conducts its main activities. Then, the Complainant submits that the Respondent has no rights or legitimate interests in respect of the disputed domain name since the registration of the BELFIUS Trademarks predates the registration of the disputed domain name. The Complainant explains that it is not associated with the Respondent and that the Complainant has never licensed, approved in any way, or consented to the registration of the disputed domain name. The Complainant asserts that the Respondent is not making a legitimate noncommercial or f air use of the disputed domain name since it does not direct to an active website and since there is no evidence indicating the Respondent has made preparations to use the disputed domain name. Finally, the Complainant asserts that the disputed domain name was registered and is being used in bad f aith. Regarding the registration in bad faith, the Complainant highlights that it has registered its trademarks well bef ore the registration of the disputed domain name and that the Respondent should have knowledge of these trademarks given the Complainant’s substantial presence on the Internet. Regarding the use in bad f aith, the Complainant submits that since the registration of the disputed domain name, the Respondent has page 3 not made any use of it and that this lack of use cannot be considered a bona fide offering of goods or services nor a legitimate noncommercial or f air use of the disputed domain name. The Complainant underlines that there is no evidence of the Respondent’s use, or demonstrable preparations to use the disputed domain name nor any evidence that the Respondent is commonly known under the disputed domain name. The Complainant asserts the Respondent is passively holding the disputed domain name in attempting to take advantage of the Complainant’s reputation by capturing traffic from Internet users looking f or the Complainant. B. Respondent The Respondent did not reply to the Complainant’s contentions. 6. Discussion and Findings Language of the Proceedings The language of the Registration Agreement f or the disputed domain name is French. Pursuant to the Rules, paragraph 11(a), in the absence of an agreement between the parties, or unless specif ied otherwise in the registration agreement, the language of the administrative proceedings shall be the language of the registration agreement. The Complaint was filed in English. The Complainant requested that the language of the proceedings be English for several reasons, including the fact the Respondent is not based in France but in Spain and that theref ore, as a French-speaking person residing in Spain, the Respondent must necessarily be conf ronted on a daily basis to English. The Respondent did not make any submissions with respect to the language of the proceedings. The Panel notes that there is no evidence, other than the language of the registration agreement, that the Respondent is a French-speaking person. The Panel also notes that the Respondent appears to reside in Spain where neither French nor English is the native language. The Panel, f urthermore, notes that the Respondent did not respond to the Complainant’s contentions. Prior UDRP panel decisions have also f ound that the lack of response of the respondent and lack of objection to the proceedings being conducted in another language are among the factors that may justify the proceedings being conducted in the dif f erent language than the one of the registration agreement (see Volkswagen AG v. Song Hai Tao, WIPO Case No . D2015-0006 and Volkswagen AG v. Nowack Auto und Sport - Oliver Nowack, WIPO Case No . D2015-0070). In exercising its discretion to use a language other than that of the registration agreement, the Panel has to exercise such discretion judicially in the spirit of fairness and justice to both parties, taking into account all relevant circumstances of the case, including matters such as the parties’ ability to understand and use the proposed language, time and costs (see WIPO Overview of WIPO Panel Views on Selected UDRP Questions, Third Edition (“WIPO Overview 3.0 ”), section 4.5.1). Having considered all the matters above, the Panel determines under paragraph 11(a) of the Rules that the language of the proceedings shall be English. A. Identical or Confusingly Similar It is well accepted that the f irst element f unctions primarily as a standing requirement. The standing (or threshold) test for confusing similarity involves a reasoned but relatively straightforward comparison between the Complainant’s trademark and the disputed domain name. WIPO Overview 3.0 , section 1.7. page 4 The Complainant has shown rights in respect of a trademark or service mark for the purposes of the Policy. WIPO Overview 3.0 , section 1.2.1. The entirety of the mark is reproduced within the disputed domain name. Accordingly, the disputed domain name is confusingly similar to the mark f or the purposes of the Policy. WIPO Overview 3.0 , section 1.7. Although the addition of other terms here, the letters “be” corresponding to a country code for Belgium and a hyphen, may bear on assessment of the second and third elements, the Panel finds the addition of such t erm does not prevent a finding of confusing similarity between the disputed domain name and the mark f or the purposes of the Policy. WIPO Overview 3.0 , section 1.8. The Panel f inds the f irst element of the Policy has been established. B. Rights or Legitimate Interests Paragraph 4(c) of the Policy provides a list of circumstances in which the Respondent may demonstrate rights or legitimate interests in a disputed domain name. Although the overall burden of proof in UDRP proceedings is on the complainant, panels have recognized that proving a respondent lacks rights or legitimate interests in a domain name may result in the difficult task of “proving a negative”, requiring information that is of ten primarily within the knowledge or control of the respondent. As such, where a complainant makes out a prima facie case that the respondent lacks rights or legitimate interests, the burden of production on this element shifts to the respondent to come f orward with relevant evidence demonstrating rights or legitimate interests in the domain name (although the burden of proof always remains on the complainant). If the respondent f ails to come f orward with such relevant evidence, the complainant is deemed to have satisf ied the second element. WIPO Overview 3.0 , section 2.1. Having reviewed the available record, the Panel finds the Complainant has established a prima f acie case that the Respondent lacks rights or legitimate interests in the disputed domain name. The Respondent has not rebutted the Complainant’s prima facie showing and has not come f orward with any relevant evidence demonstrating rights or legitimate interests in the disputed domain name such as those enumerated in the Policy or otherwise. Indeed, it appears the Complainant has never authorized the Respondent to register the disputed domain name and that the Respondent is not commonly known by the disputed domain name nor by “Belf ius-Bk” (being the registrant organization identified in the registration details of the disputed domain name). Rather, noting also the addition of the letters “be” in the disputed domain name which correspond to the country code f or Belgium, it appears most likely that such details were specifically chosen to falsely suggest an af f iliation with the Complainant, possibly in connection to a planned impersonating or f raudulent use of the disputed domain name. The Panel f inds the second element of the Policy has been established. C. Registered and Used in Bad Faith The Panel notes that, f or the purposes of paragraph 4(a)(iii) of the Policy, paragraph 4(b) of the Policy establishes circumstances, in particular, but without limitation, that, if found by the Panel to be present, shall be evidence of the registration and use of a domain name in bad f aith. In the present case, the Panel notes that the Respondent registered the disputed domain name well after the registration of the Complainant’s BELFIUS Trademarks. The Panel notes that the term “BELFIUS” is a f anciful term which does not have any direct meaning. Theref ore, there is a high chance the Respondent has deliberately targeted the Complainant when registered the disputed domain name. This is f urther page 5 demonstrated by the information provided by the Respondent when registering the disputed domain name which includes the registrant organization “Belf ius-B k” which directly ref ers to the Complainant and its banking activities. Paragraph 4(b) of the Policy sets out a list of non-exhaustive circumstances that may indicate that a domain name was registered and used in bad faith, but other circumstances may be relevant in assessing whether a respondent’s registration and use of a domain name is in bad f aith. WIPO Overview 3.0 , section 3.2.1. Panels have f ound that the non-use of a domain name would not prevent a f inding of bad f aith under the doctrine of passive holding. WIPO Overview 3.0 , section 3.3. Having reviewed the available record, the Panel notes the distinctiveness or reputation of the Complainant’s trademark, and the composition of the disputed domain name, and finds that in the circumstances of this case the passive holding of the disputed domain name does not prevent a f inding of bad f aith under the Policy. The Panel f inds that the Complainant has established the third element of the Policy. 7. Decision For the f oregoing reasons, in accordance with paragraphs 4(i) of the Policy and 15 of the Rules, the Panel orders that the disputed domain name <belf ius-be.inf o> be transf erred to the Complainant. /Christiane Féral-Schuhl/ Christiane Féral-Schuhl Sole Panelist Date: April 2, 2025

Source of record: WIPO . Reproduced for research; WIPO is the authoritative source.

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