Westmore · UDRP decision
FORUM · Case No. FA0807001216701

Statefarminsurense.com

TransferFORUM-indexed · informational, not legal advice

The Panel ordered transfer of <statefarminsurense.com>. Despite Respondent’s consent to transfer, the Panel decided the merits and found confusing similarity, no rights or legitimate interests, and bad-faith registration and use based on Respondent’s likely knowledge of the famous STATE FARM mark and use of the domain for a parked page containing sponsored links to competitors.

Outcome
Transfer
At a glance
Provider
FORUM
Outcome
Transfer
Decision date
2008-09-02
Panelist(s)
Nathalie Dreyfus
Complainant
State Farm Mutual Automobile Insurance Company
Respondent
Geoffrey Park
Counsel
Debra J. Monke
Disputed domain(s)
statefarminsurense.com
Citation weightrelies on 15 authorities
Domain history UDRP Intelligence

The timeline behind statefarminsurense.com

Registration, the decision and the archived record of what this domain actually displayed — from public RDAP and the Internet Archive.

Reconstructing the record for statefarminsurense.com…
Verified public record
Outcome & remedy
Complaint granted. Panel ordered transfer of statefarminsurense.com.
Reverse Domain Name Hijacking
No RDNH raised.
Westmore Insight

The Panel found that the fame of the STATE FARM mark made it very likely Respondent knew of the mark when registering the domain. The competitor advertising was likely to disrupt Complainant’s business, and Respondent attempted to capitalize and profit from the mark’s goodwill.

The three-part test
Identical or confusingly similarMet
Rights or legitimate interestsMet
Registered and used in bad faithMet

Result of record. The panel's reasoning and decisive facts behind each element are in the Intelligence dossier below.

Related decisions
Case details
Provider
FORUM
Outcome
Transfer
Decision date
2008-09-02
Panel
Nathalie Dreyfus
Full decision
12 min read · hosted by Westmore

NATIONAL ARBITRATION FORUM DECISION State Farm Mutual Automobile Insurance Company v. Geoffrey Park Claim Number: FA0807001216701 PARTIES Complainant is State Farm Mutual Automobile Insurance Company (“Complainant”), represented by Debra J. Monke, of State Farm Mutual Automobile Insurance Company, Illinois, USA. Respondent is Geoffrey Park (“Respondent”), Florida, USA. REGISTRAR AND DISPUTED DOMAIN NAME The domain name at issue is <statefarminsurense.com>, registered with Godaddy.com, Inc. PANEL The undersigned certifies that he or she has acted independently and impartially and to the best of his or her knowledge has no known conflict in serving as Panelist in this proceeding. Nathalie Dreyfus here as Panelist. PROCEDURAL HISTORY Complainant submitted a Complaint to the National Arbitration Forum electronically on July 22, 2008; the National Arbitration Forum received a hard copy of the Complaint on July 22, 2008. On July 22, 2008, Godaddy.com, Inc. confirmed by e-mail to the National Arbitration Forum that the <statefarminsurense.com> domain name is registered with Godaddy.com, Inc. and that the Respondent is the current registrant of the name. Godaddy.com, Inc. has verified that Respondent is bound by the Godaddy.com, Inc. registration agreement and has thereby agreed to resolve domain-name disputes brought by third parties in accordance with ICANN’s Uniform Domain Name Dispute Resolution Policy (the “Policy”). On July 30, 2008, a Notification of Complaint and Commencement of Administrative Proceeding (the “Commencement Notification”), setting a deadline of August 19, 2008 by which Respondent could file a Response to the Complaint, was transmitted to Respondent via e-mail, post and fax, to all entities and persons listed on Respondent’s registration as technical, administrative and billing contacts, and to postmaster@statefarminsurense.com by e-mail. A timely Response was received and determined to be complete on August 12, 2008. On 19 August 2008, pursuant to Complainant’s request to have the dispute decided by a single-member Panel, the National Arbitration Forum appointed Nathalie Dreyfus as Panelist. RELIEF SOUGHT Complainant requests that the domain name be transferred from Respondent to Complainant. PARTIES’ CONTENTIONS A. Complainant makes the following assertions: 1. Respondent’s <statefarminsurence> domain name is confusingly similar to Complainant’s State Farm’s registered marks especially since it includes links to insurance information 2. Respondent has never responded to the cease-and-desist letters sent by Complainant. 3. Respondent has no legitimate interest in the domain name 4. Respondent has acted in bad faith B. Respondent Respondent has submitted a response indicating that he does not contest the transfer of the domain name brought forth in this case by State Farm Insurance and that he is authorizing the transfer to take place anytime from his response. FINDINGS State Farms engages in business in both the insurance and the financial services industry. It has been doing business under the name STATE FARM since 1930. It has a national presence. It owns various trademarks consisting or composed of STATE FARM. It has also been operating a website <statefarm.com> since 1995 to promote its services. For over 70 years, Complainant has spent substantial time, efforts and funds to develop the good will associated with the name STATE FARM as well as to promote its other trademarks. Respondent’s <statefarminsurence.com> domain name was registered on March 31, 2008 and currently resolves to a web page which states it is parked free courtesy of GoDaddy.com and displays sponsored links to Complainant’s competitors. DISCUSSION Paragraph 15(a) of the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”) instructs this Panel to “decide a complaint on the basis of the statements and documents submitted in accordance with the Policy, these Rules and any rules and principles of law that it deems applicable.” Paragraph 4(a) of the Policy requires that the Complainant must prove each of the following three elements to obtain an order that a domain name should be cancelled or transferred: (1) the domain name registered by the Respondent is identical or confusingly similar to a trademark or service mark in which the Complainant has rights; (2) the Respondent has no rights or legitimate interests in respect of the domain name; and (3) the domain name has been registered and is being used in bad faith. Preliminary Issue: Consent to Transfer Respondent states in his Response, “I do not contest what so ever the transfer of the domain name brought forth in this case by State Farm Insurance. I am authorizing the transfer to take place anytime from this point forward.” Respondent expresses his consent to transfer the <statefarminsurense.com> domain name to Complainant. Nevertheless, the Panel is not of the opinion that Complainant has implicitly consented in its Complaint to the transfer of the disputed domain name without a decision on the merits by the Panel. Further, this consent to transfer intervenes after the filing of a complaint by Complainant while Complainant had already contacted Respondent several times without response. The Panel finds further that the “consent-to-transfer” approach is but one way for cybersquatters to avoid adverse findings against them as already found by other panels and inter alia in Graebel Van Lines, Inc. v. Texas International Property Associates, FA 1195954 (Nat. Arb. Forum July 17, 2008), where the panel stated that the respondent had admitted in his response to the complaint of the complainant that it was ready to offer the transfer without inviting the decision of the panel in accordance with the Policy. However, in the facts of this case, the Panel is of the view that the transfer of the disputed domain name deserves to be along with the findings in accordance with the Policy. The Panel will thus render a decision on the merits. Identical and/or Confusingly Similar Complainant invokes its trademark registrations of STATE FARM as well as STATE FARM INSURANCE and other trademarks including STATE FARM dating back for the first one to 1996 and its use of the name STATE FARM since 1930. It provides sufficient documentation and evidence of its trademarks pursuant to Policy ¶ 4(a)(1) as held by previous panels. See State Farm Mut. Auto. Ins. Co. v. wwWHYyy.com, FA 1063456 (Nat. Arb. Forum Sept. 25, 2007) (finding that “[t]here can be no doubt that STATE FARM is a very famous mark, and Complainant has clearly established rights in the [mark]” pursuant to Policy ¶ 4(a)(i) based upon its numerous federal trademarks and use in commerce since 1930); see also State Farm Mut. Auto. Ins. Co. v. Malain, FA 705262 (Nat. Arb. Forum June 19, 2006) (“Complainant’s registrations with the United States Patent and Trademark Office of the trademark, STATE FARM, establishes its rights in the STATE FARM mark pursuant to Policy ¶ 4(a)(i).”). STATE FARM was acknowledged as a very famous mark by previous panels. (See State Farm Mut. Auto. Ins. Co. v. wwWHYyy.com, FA 1063456 (Nat. Arb. Forum Sept. 25, 2007.) Respondent’s <statefarminsurense.com> domain name contains the STATE FARM mark combined with a misspelling of the word “insurance,” which is a term that directly relates to Complainant’s principal business. This addition of the generic term insurance, misspelling of insurance is not sufficient to avoid likelihood of confusion between Complainant’s trademarks and the domain name in dispute. Further, the addition of the generic top-level domain (“gTLD”) “.com” is without relevance in this proceeding. See Allianz of Am. Corp. v. Bond, FA 680624 (Nat. Arb. Forum June 2, 2006) (finding that the addition of the generic term “finance,” which described the complainant’s financial services business, as well as a gTLD did not sufficiently distinguish the respondent’s disputed domain name from the complainant’s mark under Policy ¶ 4(a)(i)); see also Accenture Global Servs. GmbH v. Alok Mishra, D2007-0559 (WIPO June 7, 2007) (holding that “the domain name and the trademark are confusingly similar. It is well established that the gTLD can be ignored for the purpose of this comparison, after which the only difference between the domain name and the trademark is the word “consultants” which is utterly descriptive of the Complainant’s principal business offering ….”). Accordingly to the Panel, this misspelled addition merely adds to the confusing similarity of the disputed domain name. Therefore, the Panel concludes that Respondent’s <statefarminsurense.com> domain name is confusingly similar to Complainant’s STATE FARM marks pursuant to Policy ¶ 4(a)(i). Rights or Legitimate Interests Complainant has asserted that Respondent had no rights or interests in the domain name <statefarminsurence.com>. Respondent is not commonly known by the <statefarminsurense.com> domain name. The WHOIS information identifies Respondent as “Geoffrey Park.” Complainant contends without a dispute from Respondent that Respondent does not conduct business under the disputed domain name, does not possess intellectual property rights in the name, and does not have a contractual agreement with Complainant providing authorization to use the STATE FARM mark in a disputed domain name. The Panel concludes that Respondent is not commonly known by the <statefarminsurense.com> domain name pursuant to Policy ¶ 4(c)(ii). See Reese v. Morgan, FA 917029 (Nat. Arb. Forum Apr. 5, 2007) (concluding that the respondent was not commonly known by the <lilpunk.com> domain name as there was no evidence in the record showing that the respondent was commonly known by that domain name, including the WHOIS information as well as the complainant’s assertion that it did not authorize or license the respondent’s use of its mark in a domain name); see also Braun Corp. v. Loney, FA 699652 (Nat. Arb. Forum July 7, 2006) (concluding that the respondent was not commonly known by the disputed domain names where the WHOIS information, as well as all other information in the record, gave no indication that the respondent was commonly known by the disputed domain names, and the complainant had not authorized the respondent to register a domain name containing its registered mark). Respondent is using the <statefarminsurense.com> domain name to display a parked website with links to the websites of Complainant’s competitors. Such use does not constitute a bona fide offering of goods or services under Policy ¶ 4(c)(i) or a legitimate noncommercial or fair use under Policy ¶ 4(c)(iii). See Lockheed Martin Corp. v. Extraordinary Things LLC, FA 1117826 (Nat. Arb. Forum Jan. 23, 2008) (finding the respondent’s use of the disputed domain name to establish a parked page advertising services in competition with the complainant’s business, where respondent received click-through fees, did not constitute a bona fide offering of goods or services under Policy ¶ 4(c)(i), or a legitimate noncommercial or fair use under Policy ¶ 4(c)(iii)); see also MEDIATIS S.A. v. Packalo S.A.RL. Cyberger & Stan Virgiliu, D2007-0312 (WIPO June 12, 2007) (holding that “the website to which the domain name resolved, although active, only consisted in a parking page, hosted by Sedo and containing sponsored links to competitors of the Complainant. This use does not qualify as a bona fide offering of goods or services. Neither does it qualify as a non-commercial or fair use of the domain name.”). In view of Complainant’s assertions, the burden had thus shifted to Respondent to show that it does have rights or legitimate interests in the domain name. See Do The Hustle, LLC v. Tropic Web, D2000-0624 (WIPO Aug. 21, 2000) (holding that, where the complainant has asserted that the respondent has no rights or legitimate interests with respect to the domain name, it is incumbent on the respondent to come forward with concrete evidence rebutting this assertion because this information is “uniquely within the knowledge and control of the respondent”); see also Clerical Med. Inv. Group Ltd. v. Clericalmedical.com, D2000-1228 (WIPO Nov. 28, 2000) (finding that, under certain circumstances, the mere assertion by the complainant that the respondent has no right or legitimate interest is sufficient to shift the burden of proof to the respondent to demonstrate that such a right or legitimate interest does exist). However, in his response, Respondent has not indicated that it had rights or legitimate interests in the domain name <statefarminsurence.com>. Respondent has thus failed to establish he had rights or legitimate interests in the domain name. The Panel concludes that Respondent has no rights or legitimate interests pursuant to Policy ¶ 4(a)(ii). Registration and Use in Bad Faith Complainant’s trademark STATE FARM has become a famous trademark. Based on this fame and the absence of denial by Respondent in his response, Panel considers that it is very likely that Respondent had knowledge of Complainant’s trademark when registering <statefarminsurence.com>. See State Farm Mut. Auto. Ins. Co. v. wwWHYyy.com, FA 1063456 (Nat. Arb. Forum Sept. 25, 2007), finding that “[t]here can be no doubt that STATE FARM is a very famous mark.” The Panel concludes that Respondent registered the disputed domain name in bad faith. Respondent’s use of the <statefarminsurense.com> domain name to advertise Complainant’s competitors is likely to disrupt Complainant’s business, which is evidence of bad faith registration and use pursuant to Policy ¶ 4(b)(iii). See Tesco Pers. Fin. Ltd. v. Domain Mgmt. Servs., FA 877982 (Nat. Arb. Forum Feb. 13, 2007) (finding that the respondent registered and used the disputed domain name in bad faith pursuant to Policy ¶ 4(b)(iii) when the disputed domain name resolved to a website that displayed commercial links to the websites of the complainant’s competitors); see also Red Hat, Inc. v. Haecke, FA 726010 (Nat. Arb. Forum July 24, 2006) (finding that the respondent engaged in bad faith registration and use pursuant to Policy ¶ 4(b)(iii) by using the disputed domain names to operate a commercial search engine with links to the products of the complainant and to complainant’s competitors, as well as by diverting Internet users to several other domain names). With this behaviour, the Panel considers that Respondent attempts to capitalize and profit off of the goodwill associated with Complainant’s STATE FARM mark. As a result the disputed domain name corresponds to bad faith registration and use pursuant to Policy ¶ 4(b)(iv). See AOL LLC v. AIM Profiles, FA 964479 (Nat. Arb. Forum May 20, 2007) (finding that the respondent registered and used the disputed domain name in bad faith pursuant to Policy ¶ 4(b)(iv) because the respondent was commercially gaining from the likelihood of confusion between the complainant’s AIM mark and the competing instant messaging products and services advertised on the respondent’s website that resolved from the disputed domain name); see also Bank of Am. Fork v. Shen, FA 699645 (Nat. Arb. Forum June 11, 2006) (holding that the respondent’s previous use of the <bankofamericanfork.com> domain name to maintain a web directory was evidence of bad faith because the respondent presumably commercially benefited by receiving click-through fees for diverting Internet users to third-party websites). The Panels finds that Policy 4(a)(iii) has been satisfied. DECISION Having established all three elements required under the ICANN Policy, the Panel concludes that relief shall be GRANTED. Accordingly, it is Ordered that the <statefarminsurense.com> domain name be TRANSFERRED from Respondent to Complainant. Nathalie Dreyfus, Panelist Dated: September 2, 2008 Click Here to return to the main Domain Decisions Page. Click Here to return to our Home Page

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